• Best family floater health insurance plan

    Sandeep Goyal , Punjab  Age - 32 Annual Income - 5 Lakhs Wife Age - 27 Daughter Age - 18 months 2 LIC Jeevan Lakshay policies- sum assured 5 lakhs -- (16300 , 12270 annual premium) LIC Single Premium Policy --  Sum assured 5 lakhs  Q: I have taken the mentioned insurance ... want to know whether have I chosen the right plans or do I need to make changes.... I want to take a term plan of 1 crore & medical plan(for family) 10 lakhs ... kindly suggest which company offers a good term plan ....  Ans: LIC Jeevan Lakshya is a low return traditional plan and gives you the Sum Assured as the Death Benefit. In case of death of the policyholder, the nominee will get 10% of the Sum Assured every year till the end of the policy term in addition to 110% of the premiums paid. So from a protection per...

    published: 09 May 2016
  • Health Insurance 101: Types of plans

    Choosing a health care plan can be overwhelming. It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Our health plan advisors can help you decide. Watch this video and visit http://www.bcbsm.com/101 to get started.

    published: 31 Oct 2013
  • 9 Things to consider Before Buying a Health insurance/Mediclaim [Hindi]

    This video will inform you about the 9 most essential things that you need to consider before you buy any health insurance policy / mediclaim. # Some conditions and treatments that are permanently not covered are -Dental treatment except arising out of accident Cosmetic, aesthetic and obesity related treatment Debility and General Run Down Conditions Sexually transmitted diseases, HIV/AIDS Circumcision, Cosmetic surgery, Plastic surgery unless required to treat injury or illness Vaccination and Inoculation Pregnancy and child birth Besides these if the disease or condition is as a result of war, ionizing radiation or nuclear weapon it will be excluded. ------------------------------------­----------------------------------------­------------------ #MUSIC CREDITS 1.Lakey Inspired , Jor...

    published: 10 Sep 2016
  • Best health insurance plan for your parents

    Satyam Somani , Mumbai Age -31 | Father Age – 60 | Mother Age - 59 Q: I want to take a health insurance for my parents with a cover of 3-4 Lakhs. Kindly suggest which health insurance plan is suitable for them. They are completely fit. No diseases. Ans: Its good that you are taking a health plan for them. If you can afford it, I would recommend a separate cover for each of them. There are options available. If you take a family floater for them for 3 lakhs: Star Health Family Health Optima – Rs. 19,150 Apollo Munich Optima Restore – Rs. 22,404 LT Medisure Classic – Rs. 25,365 Cigna TTK ProHealth Protect for 3.5 lakhs – Rs. 26,644

    published: 30 Mar 2016
  • Policy Bazaar: Ideal Health Insurance

    In this episode of 'policy Bazaar', we talk about the ideal health insurance policy, the need for multiple plans, when you must start saving and its other benefits etc. Follow us: YouTube: https://www.youtube.com/channel/UCYPvAwZP8pZhSMW8qs7cVCw?sub_confirmation=1 Twitter: https://twitter.com/IndiaToday Facebook: https://www.facebook.com/IndiaToday

    published: 06 Dec 2015
  • Best individual health insurance policy in india

    Neelam | Ludhiana Q: I request u to suggest me a beneficial health policy. My DOB is 14 5 68 - I want a individual policy My annual income is about 6 lakh I also want a plan for my parents above 65 age. Please suggest me through mail. Ans: For you – there are many policies in the market. You could just go online and buy any of the policies. Companies like Bharti AXA, Religare, L&T, Max Bupa – all have good plans. A cover of 3 lac should cost you anywhere between – Rs.3,700 to Rs.5,000 annually. Your age is 45 currently so companies will issue you the policy online without any medical check up. Most of the companies make the medical check compulsory on or after the age of 46. For your parents, you can look at plans designed for senior citizens Apollo Munich Optima Senior United India Sen...

    published: 08 Apr 2016
  • Medical Insurance Plans | Health Insurance - Part 1 (Mediclaim) | Health Insurance Basics

    Medical insurance has come a long way from the simple Mediclaim policy that people used to earlier take primarily for tax benefits. Even from the same insurance company, there are different types of medical policies, offering different features and benefits. To top it all, there are a set of riders which you find hard to understand and choose from. In this video we have talked about indemnity based Medical Insurance Plans mostly offered by General Insurance companies and how they are different from Health Plans or Protection Plans which are many times offered by Life Insurance Companies. Video contains details on Individual Plans, Family floaters and Group plans and for whom are they suited best for. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/yadn...

    published: 06 Aug 2016
  • Healthcare Costs Explained - How To Pick The Right Health Insurance Plan

    Health insurance can be confusing. Dariany from MetroPlus explains how to choose the right health insurance plan for you, and how deductibles, premiums and copayments work. Visit metroplus.org/marketplace to review all our affordable health insurance options and find the right one.

    published: 29 Dec 2015
  • How Health Insurance Works

    When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coin...

    published: 09 Jun 2011
  • Understanding Your Health Insurance Costs | Consumer Reports

    Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.

    published: 22 Dec 2014
  • Types of Health Insurance Plans

    This video walks through the differences between traditional indemnity and managed care plans for FN 101.

    published: 20 Jun 2015
  • Health Insurance Plans Online – SBI General Health Insurance

    SBI General Health Insurance provides individual medical insurance & family floater mediclaim plan options online. Buy SBI General health Insurance starting from Rs. 1,300 per year without medical test. To know more about the various health insurance plans call us at our toll free no. 1800-22-1111, 1800-102-1111 or visit our nearest state bank branch. Subscribe and enjoy! Secure Health. Secure Happiness

    published: 11 Feb 2015
  • apollo Munich Health Insurance Plan detail

    published: 01 Feb 2017
  • Apollo Munich Health Insurance Plans - Why Compare on BankBazaar.com?

    Have a look at this video to know why BankBazaar.com is the best option to check features, premiums, benefits, eligibility and to compare various plans of Apollo Munich Health Insurance. Explore more about Apollo Munich Health Insurance at: https://www.bankbazaar.com/insurance/apollo-munich-health-insurance.html

    published: 29 Mar 2016
  • How to pick the best health insurance plan

    Tuesday is the first day you can either enroll or renew your health plan under the Affordable Care Act. ◂ 41 Action News, KSHB, brings you the latest news, weather and investigative reports from both sides of the state line. We are Kansas City's Breaking News leader, bringing you the area's most accurate forecast and the latest sports coverage from KC's best team. For more download the 41 Action News mobile app: iPhone: http://bit.ly/iOS-kshb Android: http://bit.ly/kshb-android

    published: 31 Oct 2016
  • Health Insurance Coverage 101 - the Basics Explained in Two Minutes

    http://onphr.ma/1mpAUZJ Health Insurance Coverage 101 - the Basics Explained in Two Minutes We know insurance jargon can be confusing and consumers may have a hard time cutting through the clutter. In order to make informed decisions about health coverage and ensure patients have access to needed services and treatments, knowing the language of insurance is critical. That’s why we created a back-to-basics video walking through some basic insurance terms.

    published: 23 Sep 2014
Best family floater health insurance plan

Best family floater health insurance plan

  • Order:
  • Duration: 3:18
  • Updated: 09 May 2016
  • views: 628
videos
Sandeep Goyal , Punjab  Age - 32 Annual Income - 5 Lakhs Wife Age - 27 Daughter Age - 18 months 2 LIC Jeevan Lakshay policies- sum assured 5 lakhs -- (16300 , 12270 annual premium) LIC Single Premium Policy --  Sum assured 5 lakhs  Q: I have taken the mentioned insurance ... want to know whether have I chosen the right plans or do I need to make changes.... I want to take a term plan of 1 crore & medical plan(for family) 10 lakhs ... kindly suggest which company offers a good term plan ....  Ans: LIC Jeevan Lakshya is a low return traditional plan and gives you the Sum Assured as the Death Benefit. In case of death of the policyholder, the nominee will get 10% of the Sum Assured every year till the end of the policy term in addition to 110% of the premiums paid. So from a protection perspective this does not offer much benefits. For maturity benefits you can expect between 4 to 6% returns as this is the usual range of benefits in such plans. I am not a big fan of traditional plans as they do not offer good returns. I am also not a big fan of single premium plans as they don’t offer adequate cover for the amount of money invested. The bad thing about traditional plans is that the cost of exit is very high. You hardly get back any money in case you choose to exit it. If you are OK with the low returns plans and don’t want to take much risk, please continue with these plans, else just forget the premiums which you have paid and get into low cost ULIPs with term of 10 years or more. Great that you are planning to take a term insurance plan – they are the best form of protection. Take an online term plan. Some of the options and the annual premiums are as mentioned: AEGON Life - Rs. 9,504 Max Life - Rs. 9,504 ICICI Prudential iProtect Smart – Rs. 10,093 HDFC Click 2 Protect Plus - Rs. 11,962 The premiums are for a term period of 30 years for a non-smoker. Health insurance plan options for 10 lakhs: Religare Care – Rs. 14,553 Tata AIG Mediprime – Rs. 15,462 Apollo Munich Optima Restore – Rs. 16,353 HDFC Ergo Health Suraksha Silver – Rs. 19,079
https://wn.com/Best_Family_Floater_Health_Insurance_Plan
Health Insurance 101: Types of plans

Health Insurance 101: Types of plans

  • Order:
  • Duration: 4:31
  • Updated: 31 Oct 2013
  • views: 11909
videos
Choosing a health care plan can be overwhelming. It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Our health plan advisors can help you decide. Watch this video and visit http://www.bcbsm.com/101 to get started.
https://wn.com/Health_Insurance_101_Types_Of_Plans
9 Things to consider Before Buying a Health insurance/Mediclaim [Hindi]

9 Things to consider Before Buying a Health insurance/Mediclaim [Hindi]

  • Order:
  • Duration: 6:52
  • Updated: 10 Sep 2016
  • views: 12614
videos
This video will inform you about the 9 most essential things that you need to consider before you buy any health insurance policy / mediclaim. # Some conditions and treatments that are permanently not covered are -Dental treatment except arising out of accident Cosmetic, aesthetic and obesity related treatment Debility and General Run Down Conditions Sexually transmitted diseases, HIV/AIDS Circumcision, Cosmetic surgery, Plastic surgery unless required to treat injury or illness Vaccination and Inoculation Pregnancy and child birth Besides these if the disease or condition is as a result of war, ionizing radiation or nuclear weapon it will be excluded. ------------------------------------­----------------------------------------­------------------ #MUSIC CREDITS 1.Lakey Inspired , Jordan Reddington Songs used : Flight Heres the link to his Collection : http://bit.ly/1X1LXrS ------------------------------------­----------------------------------------­------------------ My Gear : Sony Tripod : http://amzn.to/1Punfvr Camera 1 : http://amzn.to/1punQVl Camera 2 : http://amzn.to/1qi2JpF Mic : http://amzn.to/1TpZPvO Pop Filter : http://amzn.to/1Twft7Y 32GB Memory Card :http://amzn.to/1W5MV5U -------------­----------------------------------------­----------------------------------------­- #urindianconsumer !!==–..__..-=-._; !!==–..@..-=-._; !!==–..__..-=-._; !! !! !! !! !! \\\|||\\\|||\\\ \\\|||\\\|||\\\Ur Indian Consumer \\\|||\\\|||\\\\\\|||\\\|||\\\ Subscribe to My Channel : http://goo.gl/SIFH0N Facebook Page : http://goo.gl/IdsPmP Twitter page : https://twitter.com/prasadvedpathak Google + page : https://plus.google.com/+UrIndianConsumer Instagram :https://www.instagram.com/urindianconsumer/ Snapchat id : uicprasad \\\|||\\\|||\\\ \\\|||\\\|||\\\Ur Indian Consumer \\\|||\\\|||\\\\\\|||\\\|||\\\
https://wn.com/9_Things_To_Consider_Before_Buying_A_Health_Insurance_Mediclaim_Hindi
Best health insurance plan for your parents

Best health insurance plan for your parents

  • Order:
  • Duration: 5:33
  • Updated: 30 Mar 2016
  • views: 1211
videos
Satyam Somani , Mumbai Age -31 | Father Age – 60 | Mother Age - 59 Q: I want to take a health insurance for my parents with a cover of 3-4 Lakhs. Kindly suggest which health insurance plan is suitable for them. They are completely fit. No diseases. Ans: Its good that you are taking a health plan for them. If you can afford it, I would recommend a separate cover for each of them. There are options available. If you take a family floater for them for 3 lakhs: Star Health Family Health Optima – Rs. 19,150 Apollo Munich Optima Restore – Rs. 22,404 LT Medisure Classic – Rs. 25,365 Cigna TTK ProHealth Protect for 3.5 lakhs – Rs. 26,644
https://wn.com/Best_Health_Insurance_Plan_For_Your_Parents
Policy Bazaar: Ideal Health Insurance

Policy Bazaar: Ideal Health Insurance

  • Order:
  • Duration: 19:39
  • Updated: 06 Dec 2015
  • views: 3306
videos
In this episode of 'policy Bazaar', we talk about the ideal health insurance policy, the need for multiple plans, when you must start saving and its other benefits etc. Follow us: YouTube: https://www.youtube.com/channel/UCYPvAwZP8pZhSMW8qs7cVCw?sub_confirmation=1 Twitter: https://twitter.com/IndiaToday Facebook: https://www.facebook.com/IndiaToday
https://wn.com/Policy_Bazaar_Ideal_Health_Insurance
Best individual health insurance policy in india

Best individual health insurance policy in india

  • Order:
  • Duration: 3:26
  • Updated: 08 Apr 2016
  • views: 3801
videos
Neelam | Ludhiana Q: I request u to suggest me a beneficial health policy. My DOB is 14 5 68 - I want a individual policy My annual income is about 6 lakh I also want a plan for my parents above 65 age. Please suggest me through mail. Ans: For you – there are many policies in the market. You could just go online and buy any of the policies. Companies like Bharti AXA, Religare, L&T, Max Bupa – all have good plans. A cover of 3 lac should cost you anywhere between – Rs.3,700 to Rs.5,000 annually. Your age is 45 currently so companies will issue you the policy online without any medical check up. Most of the companies make the medical check compulsory on or after the age of 46. For your parents, you can look at plans designed for senior citizens Apollo Munich Optima Senior United India Senior Citizen Oriental India Senior Citizen Take an individual policy for your parents – one policy for each of them. The premium for one person of age 65 should be around Rs.10,000 to Rs.14,000 depending on the company.
https://wn.com/Best_Individual_Health_Insurance_Policy_In_India
Medical Insurance Plans | Health Insurance - Part 1 (Mediclaim) | Health Insurance Basics

Medical Insurance Plans | Health Insurance - Part 1 (Mediclaim) | Health Insurance Basics

  • Order:
  • Duration: 6:05
  • Updated: 06 Aug 2016
  • views: 1365
videos
Medical insurance has come a long way from the simple Mediclaim policy that people used to earlier take primarily for tax benefits. Even from the same insurance company, there are different types of medical policies, offering different features and benefits. To top it all, there are a set of riders which you find hard to understand and choose from. In this video we have talked about indemnity based Medical Insurance Plans mostly offered by General Insurance companies and how they are different from Health Plans or Protection Plans which are many times offered by Life Insurance Companies. Video contains details on Individual Plans, Family floaters and Group plans and for whom are they suited best for. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/yadnyaacademy/?fref=ts Facebook Group - https://goo.gl/y57Qcr Twitter - https://mobile.twitter.com/investyadnya
https://wn.com/Medical_Insurance_Plans_|_Health_Insurance_Part_1_(Mediclaim)_|_Health_Insurance_Basics
Healthcare Costs Explained - How To Pick The Right Health Insurance Plan

Healthcare Costs Explained - How To Pick The Right Health Insurance Plan

  • Order:
  • Duration: 3:32
  • Updated: 29 Dec 2015
  • views: 904
videos
Health insurance can be confusing. Dariany from MetroPlus explains how to choose the right health insurance plan for you, and how deductibles, premiums and copayments work. Visit metroplus.org/marketplace to review all our affordable health insurance options and find the right one.
https://wn.com/Healthcare_Costs_Explained_How_To_Pick_The_Right_Health_Insurance_Plan
How Health Insurance Works

How Health Insurance Works

  • Order:
  • Duration: 6:31
  • Updated: 09 Jun 2011
  • views: 192176
videos
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
https://wn.com/How_Health_Insurance_Works
Understanding Your Health Insurance Costs | Consumer Reports

Understanding Your Health Insurance Costs | Consumer Reports

  • Order:
  • Duration: 4:55
  • Updated: 22 Dec 2014
  • views: 46509
videos
Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.
https://wn.com/Understanding_Your_Health_Insurance_Costs_|_Consumer_Reports
Types of Health Insurance Plans

Types of Health Insurance Plans

  • Order:
  • Duration: 6:01
  • Updated: 20 Jun 2015
  • views: 1128
videos
This video walks through the differences between traditional indemnity and managed care plans for FN 101.
https://wn.com/Types_Of_Health_Insurance_Plans
Health Insurance Plans Online – SBI General Health Insurance

Health Insurance Plans Online – SBI General Health Insurance

  • Order:
  • Duration: 0:31
  • Updated: 11 Feb 2015
  • views: 4027
videos
SBI General Health Insurance provides individual medical insurance & family floater mediclaim plan options online. Buy SBI General health Insurance starting from Rs. 1,300 per year without medical test. To know more about the various health insurance plans call us at our toll free no. 1800-22-1111, 1800-102-1111 or visit our nearest state bank branch. Subscribe and enjoy! Secure Health. Secure Happiness
https://wn.com/Health_Insurance_Plans_Online_–_Sbi_General_Health_Insurance
apollo Munich Health Insurance Plan detail

apollo Munich Health Insurance Plan detail

  • Order:
  • Duration: 4:37
  • Updated: 01 Feb 2017
  • views: 1227
videos
https://wn.com/Apollo_Munich_Health_Insurance_Plan_Detail
Apollo Munich Health Insurance Plans - Why Compare on BankBazaar.com?

Apollo Munich Health Insurance Plans - Why Compare on BankBazaar.com?

  • Order:
  • Duration: 4:11
  • Updated: 29 Mar 2016
  • views: 2512
videos
Have a look at this video to know why BankBazaar.com is the best option to check features, premiums, benefits, eligibility and to compare various plans of Apollo Munich Health Insurance. Explore more about Apollo Munich Health Insurance at: https://www.bankbazaar.com/insurance/apollo-munich-health-insurance.html
https://wn.com/Apollo_Munich_Health_Insurance_Plans_Why_Compare_On_Bankbazaar.Com
How to pick the best health insurance plan

How to pick the best health insurance plan

  • Order:
  • Duration: 1:20
  • Updated: 31 Oct 2016
  • views: 455
videos
Tuesday is the first day you can either enroll or renew your health plan under the Affordable Care Act. ◂ 41 Action News, KSHB, brings you the latest news, weather and investigative reports from both sides of the state line. We are Kansas City's Breaking News leader, bringing you the area's most accurate forecast and the latest sports coverage from KC's best team. For more download the 41 Action News mobile app: iPhone: http://bit.ly/iOS-kshb Android: http://bit.ly/kshb-android
https://wn.com/How_To_Pick_The_Best_Health_Insurance_Plan
Health Insurance Coverage 101 - the Basics Explained in Two Minutes

Health Insurance Coverage 101 - the Basics Explained in Two Minutes

  • Order:
  • Duration: 2:07
  • Updated: 23 Sep 2014
  • views: 54537
videos
http://onphr.ma/1mpAUZJ Health Insurance Coverage 101 - the Basics Explained in Two Minutes We know insurance jargon can be confusing and consumers may have a hard time cutting through the clutter. In order to make informed decisions about health coverage and ensure patients have access to needed services and treatments, knowing the language of insurance is critical. That’s why we created a back-to-basics video walking through some basic insurance terms.
https://wn.com/Health_Insurance_Coverage_101_The_Basics_Explained_In_Two_Minutes
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