- published: 09 May 2016
- views: 628
Sandeep Goyal , Punjab Age - 32 Annual Income - 5 Lakhs Wife Age - 27 Daughter Age - 18 months 2 LIC Jeevan Lakshay policies- sum assured 5 lakhs -- (16300 , 12270 annual premium) LIC Single Premium Policy -- Sum assured 5 lakhs Q: I have taken the mentioned insurance ... want to know whether have I chosen the right plans or do I need to make changes.... I want to take a term plan of 1 crore & medical plan(for family) 10 lakhs ... kindly suggest which company offers a good term plan .... Ans: LIC Jeevan Lakshya is a low return traditional plan and gives you the Sum Assured as the Death Benefit. In case of death of the policyholder, the nominee will get 10% of the Sum Assured every year till the end of the policy term in addition to 110% of the premiums paid. So from a protection per...
Choosing a health care plan can be overwhelming. It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Our health plan advisors can help you decide. Watch this video and visit http://www.bcbsm.com/101 to get started.
This video will inform you about the 9 most essential things that you need to consider before you buy any health insurance policy / mediclaim. # Some conditions and treatments that are permanently not covered are -Dental treatment except arising out of accident Cosmetic, aesthetic and obesity related treatment Debility and General Run Down Conditions Sexually transmitted diseases, HIV/AIDS Circumcision, Cosmetic surgery, Plastic surgery unless required to treat injury or illness Vaccination and Inoculation Pregnancy and child birth Besides these if the disease or condition is as a result of war, ionizing radiation or nuclear weapon it will be excluded. ---------------------------------------------------------------------------------------------- #MUSIC CREDITS 1.Lakey Inspired , Jor...
Satyam Somani , Mumbai Age -31 | Father Age – 60 | Mother Age - 59 Q: I want to take a health insurance for my parents with a cover of 3-4 Lakhs. Kindly suggest which health insurance plan is suitable for them. They are completely fit. No diseases. Ans: Its good that you are taking a health plan for them. If you can afford it, I would recommend a separate cover for each of them. There are options available. If you take a family floater for them for 3 lakhs: Star Health Family Health Optima – Rs. 19,150 Apollo Munich Optima Restore – Rs. 22,404 LT Medisure Classic – Rs. 25,365 Cigna TTK ProHealth Protect for 3.5 lakhs – Rs. 26,644
In this episode of 'policy Bazaar', we talk about the ideal health insurance policy, the need for multiple plans, when you must start saving and its other benefits etc. Follow us: YouTube: https://www.youtube.com/channel/UCYPvAwZP8pZhSMW8qs7cVCw?sub_confirmation=1 Twitter: https://twitter.com/IndiaToday Facebook: https://www.facebook.com/IndiaToday
Neelam | Ludhiana Q: I request u to suggest me a beneficial health policy. My DOB is 14 5 68 - I want a individual policy My annual income is about 6 lakh I also want a plan for my parents above 65 age. Please suggest me through mail. Ans: For you – there are many policies in the market. You could just go online and buy any of the policies. Companies like Bharti AXA, Religare, L&T, Max Bupa – all have good plans. A cover of 3 lac should cost you anywhere between – Rs.3,700 to Rs.5,000 annually. Your age is 45 currently so companies will issue you the policy online without any medical check up. Most of the companies make the medical check compulsory on or after the age of 46. For your parents, you can look at plans designed for senior citizens Apollo Munich Optima Senior United India Sen...
Medical insurance has come a long way from the simple Mediclaim policy that people used to earlier take primarily for tax benefits. Even from the same insurance company, there are different types of medical policies, offering different features and benefits. To top it all, there are a set of riders which you find hard to understand and choose from. In this video we have talked about indemnity based Medical Insurance Plans mostly offered by General Insurance companies and how they are different from Health Plans or Protection Plans which are many times offered by Life Insurance Companies. Video contains details on Individual Plans, Family floaters and Group plans and for whom are they suited best for. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/yadn...
Health insurance can be confusing. Dariany from MetroPlus explains how to choose the right health insurance plan for you, and how deductibles, premiums and copayments work. Visit metroplus.org/marketplace to review all our affordable health insurance options and find the right one.
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coin...
Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.
This video walks through the differences between traditional indemnity and managed care plans for FN 101.
SBI General Health Insurance provides individual medical insurance & family floater mediclaim plan options online. Buy SBI General health Insurance starting from Rs. 1,300 per year without medical test. To know more about the various health insurance plans call us at our toll free no. 1800-22-1111, 1800-102-1111 or visit our nearest state bank branch. Subscribe and enjoy! Secure Health. Secure Happiness
Have a look at this video to know why BankBazaar.com is the best option to check features, premiums, benefits, eligibility and to compare various plans of Apollo Munich Health Insurance. Explore more about Apollo Munich Health Insurance at: https://www.bankbazaar.com/insurance/apollo-munich-health-insurance.html
Tuesday is the first day you can either enroll or renew your health plan under the Affordable Care Act. ◂ 41 Action News, KSHB, brings you the latest news, weather and investigative reports from both sides of the state line. We are Kansas City's Breaking News leader, bringing you the area's most accurate forecast and the latest sports coverage from KC's best team. For more download the 41 Action News mobile app: iPhone: http://bit.ly/iOS-kshb Android: http://bit.ly/kshb-android
http://onphr.ma/1mpAUZJ Health Insurance Coverage 101 - the Basics Explained in Two Minutes We know insurance jargon can be confusing and consumers may have a hard time cutting through the clutter. In order to make informed decisions about health coverage and ensure patients have access to needed services and treatments, knowing the language of insurance is critical. That’s why we created a back-to-basics video walking through some basic insurance terms.